Small Business Resources

At the San Francisco Chamber of Commerce, we know that this year has been especially challenging for small businesses. We are working hard to stay up to date and advocate for the resources you need in order to keep your business running. Please see below for some currently available resources. Our small business department hosts a weekly help desk on Wednesdays at 3:00 PM to answer any questions or discuss challenges you are facing. View our calendar for upcoming Business Office Hours. We also offer pro-bono consulting from experienced client advisors free of charge through our small business resiliency program.

Small Business Help Desk

Join our monthly Small Business Help Desk where our Small Business Manager, Somiah Handy highlights important resources for our Small Business community. Sponsored by: Redwood Credit Union.

Click here to register for the next event.

Small Business Resiliency Program

The Small Business Resiliency Project (SBRP) is a program offering free coaching and guidance to small businesses as they navigate their next steps to survive and thrive in the current economic crisis. Experienced management consultants and business owners will volunteer their time with you, to listen, strategize, and develop ideas, offer feedback, and help identify business opportunities.

Sign up here if you are interested.

Small Business Resources for COVID-19

Resources from the City of San Francisco:

View the Press release on the most recent San Francisco COVID-19 health order here.

The City is making resources available to help sustain as many SF businesses and workers as possible and is working hard to develop additional local resources. Look here for local funding opportunities, guidance about permitted operations, support for employees, and information about supplies like PPE. Check back frequently for updates and new programs and resources become available.

See the full list of resources for San Francisco businesses and employees here.

Resources from the State of California:

California and the federal government are providing broad assistance to small businesses and employers impacted by COVID-19. This includes:

  • Tax relief, including deferrals and credits
  • Providing capital to the California Rebuilding Fund to support small business loans
  • $50 million in state funding for the Small Business Disaster Relief Loan Guarantee Program and $50 million for the Small Business Loan Guarantee Program via IBank to provide loans to underserved small businesses
  • Small Business Debt Relief for existing Small Business Administration (SBA) borrowers
  • Federal small business stimulus programs like Paycheck Protection Program and Economic Injury Disaster Loans
  • State-supported small business centers that provide direct assistance from a local advisor
  • Authorization for local governments to halt evictions for commercial renters

See the full list of resources for California businesses and employers here.

California Rebuilding Fund:

The California Rebuilding Fund is a loan program to support California’s small businesses—especially those located in economically disadvantaged and historically under-banked areas of the state. Businesses who employed 50 or fewer full-time equivalent employees (FTEs) and had gross revenues of less than $2.5 million or below in 2019 are eligible to apply. Full eligibility requirements are included in the Business Requirements tab.

Learn more about the California Rebuilding Fund here.

SBA (Small Business Administration) Economic Injury Disaster Loan Program:

This loan provides economic relief to small businesses and nonprofit organizations that are currently experiencing a temporary loss of revenue.

Learn more about the SBA Economic Injury Disaster Loan Program here.

Legal Services for Entrepreneurs:

LSE matches individuals who generally would not have access to specialized legal services with experienced business attorneys from a variety of law firms at no cost. This program provides clinics, workshops, and attorney matching to those who qualify.

Learn more about the Legal Services for Entrepreneurs here.

Chamber Resources

Partner Portal

SF Chamber Members can log in to our Member Information Center for full Chamber benefits, including member-to-member deals, job posting portal, event calendar, member directory and contact information, and more. Log in here.

SF Biz Connect

SF Biz Connect encourages local spending within the business community. We encourage you to sign up if you haven’t already!
Visit sfbizconnect.com.

Incentives & Resources

The San Francisco Center for Economic Development, one of the Chamber’s foundation partners, provides a robust collection of incentives and resources helpful to small businesses.
SFCED incentives & resources

Partner Resources

The Chamber has strategic partnerships with small business organizations and companies as a way of maximizing opportunities and information available to our collective members. Our Chamber partners can provide a vast array of small business resources in a variety of needed areas.

San Francisco Council of District Merchants Associations

San Francisco Council of District Merchants Associations is one of the most trusted resources for small businesses.

San Francisco African American Chamber of Commerce

The SFAACC represents and promotes African American business owners in San Francisco.

San Francisco Small Business Development Center

The SFSBDC helps Americans start, build and grow businesses. The San Francisco SBDC is dedicated to increase the economic vitality of the communities they serve. They provide free, confidential one-on-one customized consulting services and training workshops to established businesses and certain start-ups in San Francisco.

U.S. Small Business Administration – San Francisco District Office

The SBA helps Americans start, build and grow businesses.

Golden Gate Business Association

The Golden Gate Business Association (GGBA) is the first business organization founded by LGBT entrepreneurs.

JobsNOW SF

The JobsNOW! is a free San Francisco Human Services Agency (SFHSA) program that is helping local businesses get back to work by reimbursing a portion of staff wages when they hire or rehire JobsNOW! job seekers.

KIVA

Kiva is a non-profit organization with a mission to connect people through lending to alleviate poverty.

Financial Support Resources

EMPLOYEE RETENTION TAX CREDIT

The ERTC is a refundable tax credit that rewards businesses up to $33,000 per employee. Initially created in March 2020, the ERTC was designed to reward and encourage businesses to keep their employees on payroll. It has been dramatically expanded since then to provide more financial relief to a larger group of employers. Employers can take advantage of the ERTC against federal employment taxes via qualified wages paid to their employees from March 13, 2020 to December 31, 2021. Businesses can retroactively claim the credit against past quarters. The ERTC has a maximum credit of $5,000 per employee in 2020, and a maximum of $28,000 per employee in 2021. To learn more click here.

City Resources

San Francisco Business Portal

With comprehensive information and tailored tools, the Portal helps you easily navigate the steps to start, manage, and grow a business, quickly learn what it takes to be compliant, and obtain resources along the way. Ready to get started? Find the permits, licenses, requirements, and guidelines you need now. Go to the portal

San Francisco Planning Code

You can view San Francisco’s zones on the official Zoning Map and in Section 201 of the San Francisco Planning Code, as well as find the zoning use district of your property on our San Francisco Property Information Map by entering your address or Assessor’s Lot and Block number and click the “Zoning” tab. Go to the planning code page

SAN FRANCISCO OFFICE OF SMALL BUSINESS

The Office of Small Business is San Francisco's central point of information and referral for entrepreneurs and small businesses located in the city. By championing business-friendly policies, marketing the contributions of the small business sector, and developing appropriate assistance programs, the Office of Small Business supports and enhances an environment where small businesses can succeed and flourish. Go to www.sfosb.org.

LEGACY BUSINESS PROGRAM

Managed by the Office of Small Business, the Legacy Business Program recognizes longstanding, community-serving businesses and provides them with marketing, business assistance, and specialized grants to help them remain in the city, thus maintaining the San Francisco's cultural identity and fostering civic engagement and pride. Go to the Legacy Business Registry.

SF Heritage

SF Heritage is a nonprofit organization with a mission to preserve and enhance San Francisco’s unique architectural and cultural identity.  They protect the city in the face of rapid change through advocacy, education, partnerships, and the preservation of art, architecture, legacy businesses, and community gathering places—the elements that define our collective heritage and our pride as San Franciscans. Go to www.sfheritage.org.

Business Assistance

The Office of Economic and Workforce Development (OEWD) supports San Francisco’s ongoing economic vitality by strengthening its neighborhoods, businesses, commercial corridors and workforce.
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